The afb Credit Management Solution meets the requirements of banks and leasing companies by using state-of-the-art system and network components and implementing the latest security concepts.
Software systems and infrastructures of earlier generations are often characterized by proprietary development approaches. However, the standardization efforts of IT providers are now widely accepted - with the aim of setting up solutions on a future-proof and open platform.
Java Platform Enterprise Edition
The afb Credit Management Solution is based on the modern, standardized Java EE platform. This is supported by the major commercial infrastructure providers Sun Microsystems, IBM, Oracle/BEA and SAP, but also by open source providers such as JBoss and Apache. The open structure enables a future-proof structure of the software solution as well as independence from individual platform providers.
Service-oriented architecture (SOA)
The afb software architecture is service-oriented. afb offers an infrastructure that is aligned with the business processes and can react quickly to changing requirements in the business environment.
The system architecture concept provides for the provision of business services and functionalities in the form of services. These services map atomic process steps. Business processes can be adapted to the respective requirements of the financial service provider through orchestration.
The presentation logic, business logic and data layer are clearly separated in the layer model. This means that the afb Credit Management Solution offers the best possible conditions for optimum scalability, administrability, monitoring and standardization.
By using state-of-the-art system and network components and implementing the latest security concepts, the afb Credit Management Solution meets the requirements of banks and leasing companies.
Profile afb Application Services AG
Founded in 1995, afb Application Services AG optimizes complete business processes in the lending area of banks and leasing companies. State-of-the-art IT solutions based on Application Service Providing enable the automation of the entire lending process - from the application to the fully automated credit decision, processing and contract management. Applications from the Munich-based company are now used internationally: Well-known customers from the financial services sector generate significant parts of their turnover with afb solutions. Among the best known are BANK-now (Credit Suisse, CH), cashgate (CH), FFS Bank, GE Money Bank, General Motors Acceptance Corporation (D, A, CH, PL), Honda Bank and Santander Consumer Bank S.A. (Poland).
