S-Kreditpartner GmbH chooses software from afb Application Services AG for Retail Finance


Munich, 30 July 2014 – afb Application Services AG (afb), a leading European full-service provider for the optimisation of financing processes of banks and leasing companies, today announced that S-Kreditpartner GmbH, a joint subsidiary of Landesbank Berlin AG and Deutsche Leasing AG, has chosen another afb solution to support their retail financing operation.

With this follow-up order, S-Kreditpartner expanded its afb Credit Management Solution (afb-CMS), which had already been in use in dealer wholesale financing with the dealer partners of the automotive industry and bank employees of S-Kreditpartner since October 2013. By using the afb-CMS to process retail finance business, S-Kreditpartner intends to expand its range of services for vehicle trade and offers dealers an integrated IT solution for both dealer wholesale finance as well as for transactions at the point of sale (POS).

Rainer Ritzkat, Head of Department at S-Kreditpartner, explains: “Already with the introduction of the afb-CMS for dealer wholesale finance, afb has proven to be a competent partner. I am confident that afb also is the right service provider for achieving our objectives to expand our existing consumer financing operation and to unify the application environment through an integrated and innovative IT solution."

Because of the importance of business at the POS, S-Kreditpartner was looking for a powerful solution for retail finance. It had to be suitable for both stationary and mobile usage. Furthermore, it should provide an optimal connection to wholesale financing. Thanks to the integrated business intelligence functionality, bank employees will, in addition to ready-made statistics, also be able to efficiently create comprehensive analyses based on all available data. Standard interfaces to the systems of Finanz Informatik and Finanz Informatik Solutions Plus GmbH, S-Kreditpartner’s IT service providers, will moreover ensure smooth processing of financing applications. This step further consolidates and modernises S-Kreditpartner's existing IT landscape in retail financing.

Philipp Oberleitner, Manager Sales at afb, says: "We are very pleased that S-Kreditpartner has chosen our solution for its retail financing. This project is another opportunity to demonstrate that we offer our customers the benefits of efficiency and innovation as a full-services provider."

The Implementation of afb-CMS for retail financing in vehicle automobile trade is planned from 2015.

About S-Kreditpartner GmbH

S-Kreditpartner GmbH is the credit specialist of the Savings Banks Finance Group for automotive and consumer financing. The company was established on 1 June 2011 as a subsidiary of Landesbank Berlin and Deutsche Leasing. Its partners include more than 300 Savings Banks and more than 1,000 dealerships in the automotive and leisure vehicle industry. S-Kreditpartner gives Savings Banks a powerful product and support package for the sale of S-Privatkredit (consumer financing) and S-Autokredit (vehicle financing). It provides solutions for wholesale and retail financing for the automotive and leisure vehicle trade.

About afb Application Services AG

Based in Munich, afb Application Services AG has been optimising the financing operation of banks and leasing companies since 1995. A full-service provider, afb offers a customer- and project-specific mix of process, specialist and IT consulting, projects based on the afb Credit Management Solution, application and infrastructure management, business process management and outsourcing. Its innovative solutions enable companies to automate the entire credit process – from quotation to application with fully automated credit decisions and processing, through to contract management. Well-known companies from the financial services sector make use of the solutions offered by afb internationally to generate a significant percentage of their turnover.

To find out more, please visit


afb Application Services AG
Sylvia Hengstler
Senior Marketing
Tel: +49 (89)78000-353