Case Study of a German Autobank: a partnership for innovative credit business


This German Autobank is captive bank for international auto manufacturers and a brand-independent financial expert. For nearly two decades, it has been focusing on its core competency: the development of financial pro-ducts around automobile and the automobile trade.

The partnership of this German Autobank and afb is characterised by close cooperation and great innovative efforts. Since the beginning in 2000, the two companies have been regularly developing new innovations together, such as a fully automated Middle Office solution for the processing of credit decisions in 2002, or a netting functionality for efficient connection of Retail Finance, Wholesale Finance and Collateral Management.


The German Autobank uses with afb-CMS an end-to-end solution that automates the entire financing operation – from quotation to the application with fully automated credit deci-sions and processing through to contract management.

'We are now in a position to do our business with far fewer resources than previously despite the fact that the credit business got more complex and fast moving due to changing market conditions and technological developments.'

Managing Director of this German Autobank

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