Business Case Future-IT-Architecture
Customer requirements
afb Product
All business cases

Customer requirements

Any expandability with maximum flexibility

The reasons for the need for flexible, future-oriented IT becomes apparent every day in every company. First and foremost is the (end) customer who expects even the most complex services at the push of a button. In connection with this (also with increasing competitive pressure) there is a call for more and faster innovation cycles. Deadlines are getting shorter. After all, legislators are doing their best with constantly new security regulations and changing regulations to create a requirement situation that can cause dizziness among IT managers.

What does the IT look like that can successfully cope in this environment? Every decision maker wants (digitisation) projects that lead to an IT landscape with these characteristics:

  • Short time to market
  • Integration of innovative additional services
  • Multi-device capability
  • Outstanding, consistent user experience
  • Flexible processes
  • Synchronised data


How do you find your way into the future despite constraints?

Be honest: At which company does the IT landscape have these characteristics? Again and again, studies show that this is only the case for some of the companies. The following reasons mean that the above-mentioned target catalog becomes a wish list:

  • too few employees with the appropriate know-how
  • inflexible business processes
  • limited adaptability of the old systems

In addition, there is the regulatory factor for companies connected with financial services. Financial services providers are often forced to make adjustments by regulators. IT projects are carried out at high pressure in order to implement the legal requirements within the statutory period.

If prescribed adaptation projects meet an inflexible architecture, the negative consequences are preprogrammed. With each change cycle, the systems become less controllable. IT costs start to rise uncontrollably. The influence of the regulation works like a turbo, which accelerates the decay of inflexible IT architectures. A once functioning system quickly becomes a so-called IT cemetery.


Moving from monoliths to future IT architecture

If you think about modernising IT, the following approaches are available:

  • Greenfield approach
  • Replacement approach
  • Robotic approach
  • Hybrid approach

Only a few companies find themselves in the (luxurious) situation in which a greenfield approach can be implemented. The replacement approach often causes the replacement of something less than optimal, but does not ensure future viability. The robotic approach goes one step further, but the core of the event remains untouched - and thus the seeds are put in place for a future loss of flexibility.

The hybrid approach goes one step further: monolithic systems are gradually being replaced by fast Business Services. The horizontal structure of classically programmed IT systems gives way to a vertical structure. By encapsulating the core architecture, Business Services can be integrated quickly. They can be operated independently of one another. Cloud deployments enable additional services to be started up during operation. The architectures are increasingly developing in the direction of a modular system which the user can make use of. Standardised APIs enable the seamless integration and synchronisation of data.

Future IT architecture is summarised again below:

  • Best-in-class services
  • Highly scalable
  • Flexibly interchangeable
  • Cloud-ready

Your way to this architecture via afb-Consulting.

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Financial service providers increasingly wish to be able to determine refinancing packages at the push of a button. This enables applicants to refinance in line with their needs and to react more flexibly to the increasingly complex purchasing policies of the refinancers. afb has developed a lean IT solution for this.

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Digital Document Management

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New generation consulting brings you to your future IT architecture

Over the course of 20 years of market experience gained through numerous projects with financial services providers, afb has acquired extensive expertise in customer specific processes, products and best practices. a detailed knowledge of the challenges in the market and the ability to develop and implement pragmatic solutions are fundamental building blocks of our success. The outcome is a collaborative effort to shape your future and work towards shared success.

Decisive for a high return of consulting, e.g. your added value is our technological expertise.

afb-Consulting at a glance

Our consulting service offers you process, functional and IT consulting, tailored to your core processes and business objectives. Based on continuous analyses, our experienced consultants examine your business processes with regard to aspects such as lead times, degree of automation, customer satisfaction and fulfilment of compliance requirements. They reveal optimisation potential and assist you in the transformation of process changes in functional and IT architectures.

Standard methods and specially developed or improved methods, such as integral process analysis, topic-driven end-to-end process optimisation and solution design, as well as context-based top-down system analyses (CTDSA) are used

Our Services Consulting

Business Case Analysis (BCA)

  • Creation of a new or validation of an existing business case for implementing a project
  • Identification of vulnerabilities and derivation of potential improvements
  • Process analyses based on benchmarks in terms of for example lead times, degree of automation or customer satisfaction
  • Derivation of optimisation potential for creating business cases taking account of objectives, options, costs, benefits, timelines and risks

Business Process Modeling (BPM)

  • Analysis, optimisation, description and modelling of processes, whereby these can be designed (engineering) or changed (re-engineering).
  • Review of existing process models and completion of the scenarios, use cases through exceptions and extraction of unique activities and players
  • Assignment and comparison of processes with the functional architecture, system context
  • Alignment of procedural changes with the objectives of the value chain by considering the end-to-end processes critical to the business with regard to flexibility and simplification

Solution Outline and Project Scoping (SOPS)

  • Support in the creation of draft concepts or requirements catalogues for IT project preparation
  • Description of the scope of the concrete implementation project and the systems and partners involved in the project
  • Definition of project goals and processes as well as allocation to the participating project partners and systems



  • Sustainability: you align your company to future requirements, ensuring that the necessary measures are implemented sustainably and in line with your strategy.
  • Transparency: you obtain transparency regarding the potential for reducing personnel and operating costs and increasing quality and income. On this basis, you realise potential consistently across all business units.
  • Clarity concerning the consequences: you obtain comprehensive clarity throughout the change process and are able to assess the resulting impact realistically.
  • Efficient solutions: you benefit from efficient solution approaches for any type of change process and align your business to future demands.




Become flexible and stay flexible!

Would you like to know how you can meet the constantly changing wishes of customers faster without having to fundamentally renovate your existing IT landscape? Or would you like to check how your existing IT architecture can (step by step) be converted into a modern, future-proof IT architecture?

Then just contact us - our experts, e.g. Enrico Moritz will be happy to assist you.

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Our experts, e.g. Enrico Moritz will be happy to answer any questions you may have.

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Successful practical implementation at a glance

Did you like our business case for Future-IT-Architecture? Then keep looking around! The following is an overview of our most important business cases. These are examples of how afb customers use our IT and consulting services successfully in their individual environment.