When calculating credit repayments or leasing rates in motor-vehicle financing, the precise prediction of residual values determines the attractiveness of an offer. The more precisely the vehicle concerned and its standard and non-standard equipment can be described, the better the calculation of the correct residual value. In principle, identification can be obtained based on various numbers or codes. These include for example, VIN (vehicle identification number/chassis number), MKN/TKN (manufacturer key number/type key number), codes of ETS (Eurotax Schwacke) or DAT (Deutsche Automobil Treuhand).The afb Business Service ‘Vehicle Ident & Value Check’ captures data about standard and non-standard equipment provided by the manufacturer with the aid of these codes. The vehicle’s value can be reliably calculated thanks to the automatic identifikation. The automatic inclusion of the vehicle specification and the residual value in the request for financing considerably expedites the processing and additionally reduces sources of error.